MBBS Service Bond & Stipend Directory
Compare compulsory rural service bond years, penalty clauses, 0-bond medical colleges, and monthly internship stipends across all Indian states before locking your MCC choices.
| State / Institution | Service Bond Policy | Bond Penalty | Monthly Stipend | Internal PG Quota | Quick Navigation |
|---|---|---|---|---|---|
| Central Institutes (AIIMS)Central / INI | 0 Years Bond — Complete Freedom post-MBBS | ₹0 (No Penalty) | ₹ 23,500 / month | INI-CET Institutional Preference for AIIMS PG | |
| Delhi (MAMC, UCMS, LHMC, VMMC, RML)Central / State GMC | 0 Years Bond — No Compulsory Rural Service | ₹0 (No Penalty) | ₹ 30,070 / month (Highest in India) | 50% DU Institutional Quota / 50% IPU Quota | |
| KarnatakaState GMC | 1 Year Compulsory Rural Service | ₹ 10 Lakhs | ₹ 30,000 / month | State Quota 50% in Karnataka PG | |
| MaharashtraState GMC | 1 Year Compulsory Social Service Bond | ₹ 10 Lakhs | ₹ 18,200 / month | State Quota 50% in Maharashtra PG | |
| West BengalState GMC | 1 Year Compulsory State Service Bond | ₹ 10 Lakhs | ₹ 28,050 / month | State Quota 50% in WB PG | |
| KeralaState GMC | 1 Year Compulsory Rural / Health Center Bond | ₹ 10 Lakhs | ₹ 25,000 / month | State Quota 50% in Kerala PG | |
| GujaratState GMC | 1 Year Rural Service Bond | ₹ 20 Lakhs | ₹ 18,200 / month | State Quota 50% in Gujarat PG | |
| Uttar PradeshState GMC | 2 Years Compulsory Rural Service | ₹ 10 Lakhs | ₹ 12,000 / month | State Quota 50% in UP PG | |
| RajasthanState GMC | 2 Years Government Service Bond | ₹ 5 Lakhs | ₹ 18,200 / month | State Quota 50% in Rajasthan PG | |
| Madhya PradeshState GMC | 1 Year Compulsory Rural Service (₹10L-₹25L) | ₹ 10-25 Lakhs | ₹ 14,000 / month | State Quota 50% in MP PG | |
| BiharState GMC | 3 Years State Government Service Bond | ₹ 15 Lakhs | ₹ 15,000 / month | State Quota 50% in Bihar PG | |
| OdishaState GMC | 2 Years Rural Bond (₹15 Lakh Penalty) | ₹ 15 Lakhs | ₹ 28,050 / month | State Quota 50% in Odisha PG | |
| Tamil NaduState GMC | 5 Years Compulsory Government Service Policy | ₹ 5 Lakhs | ₹ 21,200 / month | State Quota 50% in TN PG | |
| AssamState GMC | 5 Years Compulsory Rural Service Bond | ₹ 30 Lakhs (Highest Penalty) | ₹ 30,000 / month (High Stipend) | State Quota 50% in Assam PG | |
| HaryanaState GMC | 5 Years Government Service Policy | ₹ 25 Lakhs | ₹ 17,000 / month | State Quota 50% in Haryana PG | |
| PunjabState GMC | 1 Year Compulsory Service Bond | ₹ 10 Lakhs | ₹ 15,600 / month | State Quota 50% in Punjab PG | |
| ChhattisgarhState GMC | 2 Years Rural Service Bond | ₹ 5 Lakhs | ₹ 15,000 / month | State Quota 50% in CG PG | |
| JharkhandState GMC | 3 Years State Service Bond | ₹ 30 Lakhs | ₹ 18,200 / month | State Quota 50% in Jharkhand PG | |
| UttarakhandState GMC | 5 Years Hill Area Medical Service Bond | Fee Subsidy Forfeiture | ₹ 17,500 / month | State Quota 50% in Uttarakhand PG | |
| Himachal PradeshState GMC | 2 Years Compulsory Health Center Service | ₹ 10 Lakhs | ₹ 20,000 / month | State Quota 50% in HP PG | |
| Jammu & KashmirState GMC | 1 Year Mandatory State Service Bond | ₹ 10 Lakhs | ₹ 23,000 / month | 100% UT Quota in J&K PG | |
| TelanganaState GMC | 1 Year Compulsory Service Bond | ₹ 10 Lakhs | ₹ 22,000 / month | State Quota 50% in TS PG | |
| Andhra PradeshState GMC | 1 Year Compulsory Service Bond | ₹ 10 Lakhs | ₹ 22,000 / month | State Quota 50% in AP PG | |
| Deemed Universities (Private)Private / Deemed | No Service Bond (Higher Tuition Fees) | ₹0 (No Service Bond) | ₹ 6,000 - ₹ 10,000 / month | MCC Deemed All India Counseling |
Why Service Bonds & Internship Stipends Matter in NEET Counseling
During MCC choice filling, thousands of students blindly prioritize colleges based on closing ranks without checking the compulsory state service bond. In states like Assam (5 years rural service, ₹30 Lakh penalty) or Haryana (5 years service), you cannot pursue private practice or take up overseas fellowship until the bond is served or penalty is paid.
Central AIIMS and Delhi Colleges (MAMC, UCMS, LHMC, VMMC) have 0 bond and offer the highest stipend (₹30,070/mo). You are free to enter NEET PG or INI-CET immediately.
Internship stipends vary dramatically — from ₹12,000/mo in Uttar Pradesh to over ₹30,000/mo in Delhi, Assam, and Karnataka. Over 12 months, that is a difference of over ₹2.1 Lakhs!
Colleges with 50% internal institutional PG quota (DU, IPU, BHU, AMU, AIIMS INI-CET) give you massive reservation in MD/MS admissions 5 years down the line.